SilverSurfer
Well-known member
- Joined
- Aug 8, 2024
- Threads
- 11
- Messages
- 168
- Reaction score
- 144
- Location
- California
- Vehicle(s)
- Tacoma TRD OR Premium Plus
If you are putting down that much, you are basically reducing the cost of the interest rate difference. If that’s the case, then the rate doesn’t matter nearly as much. Plenty of “have to have it now” folks would pay the high rates on full price. You seem much smarter than that and you’ll likely pay it off well ahead of schedule, further reducing the cost of interest. That’s what I would be willing to do if I wanted the TH. You should also consider that value over time, the TH will hold it’s value better over time than a limited or OR model.
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