Credit Union rates?

[omni]

Hi, I currently financed a 2024 iForceMax TRD OR Premium with TFS and they gave me a rate of 7.99% with an excellent/perfect credit, Tier 1+ on TFS but their rate is ridiculously high. I’m located in California and looking for a credit union that has the best rate in the current market.

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[JBSwine]

Your could have done worse...but also a better. If your not totally set on credit unions then take a look at online banks that do refi loans. Bankrate.com can also help. Also considering waiting until after the election to see of rates change.

https://www.bankrate.com/loans/auto-loans/rates/

 

[omni]

Your could have done worse...but also a better. If your not totally set on credit unions then take a look at online banks that do refi loans. Bankrate.com can also help. Also considering waiting until after the election to see of rates change.

https://www.bankrate.com/loans/auto-loans/rates/

Appreciate this, dealership gave me a 5-day option to look for a lower rate from a different institution such as credit union. So my deal is basically not a done deal yet, but after 5 days if I don’t come up with a lower rate, the 7.99 is automatically the contract rate for the vehicle.

 

[Sagebrush]

My credit union gave me a loan offer for 6.99%. BOA's rate is 5.99%. You might ask BOA for a re-fi rate.

 

[Richardb106]

Navy fed gave me 4.49% minutes after opening a savings account with $5. If you are a veteran or have a family member who is definitely look into navy fed

 

[Wags]

Navy fed gave me 4.49% minutes after opening a savings account with $5. If you are a veteran or have a family member who is definitely look into navy fed

yep I got mine through Navy Fed

 

[omni]

Sadly, I don’t have a family in the service. So i’m looking at other options available, but Navy Fed CU is the best rate in the current market right now, so if someone is looking for an institution for their loan and have a family in the service, use Navy Fed CU.

 

[Iluvmytaco]

Got mine 4.99 with a payoff of 48 months

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