Sponsored

Credit Union rates?

omni

Active member
Joined
Apr 19, 2024
Threads
4
Messages
36
Reaction score
15
Location
Los Angeles, CA
Vehicle(s)
2024 Toyota Tacoma TRD Off-Road Premium
Hi, I currently financed a 2024 iForceMax TRD OR Premium with TFS and they gave me a rate of 7.99% with an excellent/perfect credit, Tier 1+ on TFS but their rate is ridiculously high. I’m located in California and looking for a credit union that has the best rate in the current market.
Sponsored

 
OP
OP
omni

omni

Active member
Joined
Apr 19, 2024
Threads
4
Messages
36
Reaction score
15
Location
Los Angeles, CA
Vehicle(s)
2024 Toyota Tacoma TRD Off-Road Premium
Your could have done worse...but also a better. If your not totally set on credit unions then take a look at online banks that do refi loans. Bankrate.com can also help. Also considering waiting until after the election to see of rates change.

https://www.bankrate.com/loans/auto-loans/rates/
Appreciate this, dealership gave me a 5-day option to look for a lower rate from a different institution such as credit union. So my deal is basically not a done deal yet, but after 5 days if I don’t come up with a lower rate, the 7.99 is automatically the contract rate for the vehicle.
 

Sagebrush

Well-known member
First Name
Tony
Joined
May 18, 2024
Threads
4
Messages
466
Reaction score
388
Location
Salmon Idaho
Vehicle(s)
2016 Tacoma
My credit union gave me a loan offer for 6.99%. BOA's rate is 5.99%. You might ask BOA for a re-fi rate.
 

Richardb106

Member
First Name
Richard
Joined
Jul 13, 2024
Threads
0
Messages
6
Reaction score
6
Location
Yuma, Az
Vehicle(s)
2024 Tacoma, 2021 camry, 2002 4runner
Navy fed gave me 4.49% minutes after opening a savings account with $5. If you are a veteran or have a family member who is definitely look into navy fed
 

Sponsored

OP
OP
omni

omni

Active member
Joined
Apr 19, 2024
Threads
4
Messages
36
Reaction score
15
Location
Los Angeles, CA
Vehicle(s)
2024 Toyota Tacoma TRD Off-Road Premium
Sadly, I don’t have a family in the service. So i’m looking at other options available, but Navy Fed CU is the best rate in the current market right now, so if someone is looking for an institution for their loan and have a family in the service, use Navy Fed CU.
 

Iluvmytaco

New member
First Name
Ford
Joined
Jul 20, 2024
Threads
0
Messages
3
Reaction score
0
Location
Oregon
Vehicle(s)
2024 tacoma 2020 highlander 2013 ram 3500
Got mine 4.99 with a payoff of 48 months
Sponsored

 
 



Top