Insurance Cost For Your 2024+ Tacoma 4th Gen?

[ambit]

$1263/year
went up $346/year from my 2021 Ranger

$500 comprehensive/ $1000 collision

Sponsored

 

[mrgooden]

Mine is cheaper than it was with my Supra.

Richard

 

[reklov]

Mine is $165.07 /mo in Oregon

 

[NewtoToyota]

Picked up a Trd Sport last night, paying $70 a month in Idaho. I was ecstatic coming from a renegade insured in FL for $430 a month.

 

[Grasshoppav]

$1440 for 6 months ($240/month) - Florida - Progressive. Hybrid TRD Off-Road.

 

[JED]

$1440 for 6 months ($240/month) - Florida - Progressive. Hybrid TRD Off-Road.

$60/month; $200 comp. & $500 collision. Clean license; bundled with State Farm

 

[TrustButVerify]

I'm about to pick up my new Tacoma and I couldn't be more excited. I know there's a huge sticker shock but it is what it is. I wanted to ask what people were paying for car insurance. I live in Texas and I just got quoted $251 a month for full coverage (up from $144 on my 2016 Tacoma). Is anyone else seeing this huge increase for car insurance?!

Posting random numbers without posting your coverage is pointless.

What's your deductible? Policy limit? Medical payments? Underinsured/uninsured? Etc.

 

[Tacoflvrd]

$184/month through root in South Carolina.

 

[bsquaredMTB]

Posting random numbers without posting you coverage is pointless.

What's your deductible? Policy limit? Medical payments? Underinsured/uninsured? Etc.

@TrustButVerify, no need to be so condescending about it. Obviously I'd have to have full coverage if it's financed so I figured people were posting amounts for full coverage. Liability of 50/100/50 with a 500 deductible for comp and collision. I ended up leaving Allstate and went to progressive. Lost my multi policy discount for my homeowners insurance but the savings was more than it was had I stayed with Allstate on the auto. 515 for 6 months with same limits.

 

[TrustButVerify]

@TrustButVerify, no need to be so condescending about it. Obviously I'd have to have full coverage if it's financed so I figured people were posting amounts for full coverage. Liability of 50/100/50 with a 500 deductible for comp and collision. I ended up leaving Allstate and went to progressive. Lost my multi policy discount for my homeowners insurance but the savings was more than it was had I stayed with Allstate on the auto. 515 for 6 months with same limits.

You're fairly underinsured on that 50/100/50 unless it have literally nothing but an empty apartment and the truck in your name. The good news is Progressive is so putrid you will fight with them to pay anything in full so you'll struggle to hit your policy max. A single traffic light runs upwards of $15,000. Crossover barrier on the highway can cost tens of thousands to restring if you hit it. Impact absorbing barriers and Jersey barriers can be $1000 per foot to install.

 

[JBSwine]

@TrustButVerify, no need to be so condescending about it. Obviously I'd have to have full coverage if it's financed so I figured people were posting amounts for full coverage. Liability of 50/100/50 with a 500 deductible for comp and collision. I ended up leaving Allstate and went to progressive. Lost my multi policy discount for my homeowners insurance but the savings was more than it was had I stayed with Allstate on the auto. 515 for 6 months with same limits.

But he does have a point considering that location(City, state, and even county), credit score, education level, multi vehicle discount, and multiple policy discount are just some of the considerations taken into account for policy pricing. Heck I even get a discount of a few bucks for my 16 year old making straight A's.

 

[bsquaredMTB]

But he does have a point considering that location(City, state, and even county), credit score, education level, multi vehicle discount, and multiple policy discount are just some of the considerations taken into account for policy pricing. Heck I even get a discount of a few bucks for my 16 year old making straight A's.

I just wanted a ballpark number lol. If I wanted something accurate, I would've asked for social security and mother's maiden name ha.

 

[JaKOwNz7]

$911 for 6 months so about $151/mo for $500 deductible for collision and comprehensive with 100k/300k/100k. Progressive in California. Like $30 more than my 2018 honda accord sport

 

[Astewart23]

$139/month here in California thru Progressive. Full coverage with really good coverage options.

 

[Baltimore]

Added to an existing multi-vehicle geen lizard plan in Maryland with no incidents/points.

~$777/6mo before discounts (~$130/mo)
~$664/6mo after discounts (~$110/mo)
That's a 250/1000 deductible on a Limited i-force Max entered as 10k mi/yr and no customizations (I could run the quote but I suspected that it's cheaper for me to out of pocket the mods again than pay a premium for them to be insured)

They offer their version of MBI (mechanical breakdown insurance) when it's new and under 15k miles, but you can only have it for 3 or 5 years (I forget). The MBI option within the above is $125/6mo, so subtract ~$21/MO from the above if you were to skip that.

Sponsored